Skip to main content
Virginia Department of Motor Vehicles

Utility menu

  • Online Services
  • Locations
  • Moving
  • Forms
  • My Account

Main menu

  • Licenses & IDs

    • Driver's License
    • REAL ID
    • Learner's Permits
    • ID Cards
    • Commercial Driver's License
    • Motorcycle License
    • Exams & Study Materials
    • Driver Training
    • Driver Improvement
    • Disability Programs
    • Payment Plan Program
    • Organ Donation
    • License Extension
    • Military Personnel
    • Mature Drivers

    Document Guide

    Know which documents are required for your driver application before you head to DMV.
    Access Guide
  • Vehicles

    • Title Your Vehicle or Trailer
    • Registration
    • License Plates
    • Buying/Selling a Vehicle
    • Insurance Coverage Verification
    • Taxes & Fees
    • E-ZPass at DMV
    • Insurance Requirements
    • General Information
    • National Motor Vehicle Titling Information System (NMVTIS)

    Registration Renewal

    Renew your vehicle registration before it expires to avoid a late fee.
    Renew Registration
  • Businesses

    • Motor Carriers
    • Hauling Permits
    • Insurance Services
      • Insurance Verification - Introduction
      • Insurance Verification - General Information
      • Insurance Monitoring Methods
      • Electronic Acknowledgement of Insurance
      • Uninsured Vehicle Penalty
      • Financial Responsibility Requirements
      • Financial Responsibility Certifications
      • Insurance Industry Services - Forms
      • Automobile Liability Insurance Company Reporting Requirements
      • Listing of Applicable Laws
      • Motor Carrier Insurance Filing System
      • Uninsured Motor Vehicle Fee
    • Electronic Lien Program
    • Virginia Motor Fuels Tax Programs
    • Business Opportunities
    • How to Become a DMV Select Partner
    • Online Fleet
    • Online Salvage Pool
    • Dealers
    • Online Dealer
    • Rental Tax
    • Transportation Network Companies (TNC)

    VirginiaMCS

    Access VirginiaMCS to conduct your Virginia IRP and/or IFTA transactions online.
    Access VirginiaMCS
  • Records

    • Request a Copy of Your Driver or Vehicle Record
    • Request a Police Crash Report from DMV
    • Obtain Vehicle History
    • Change Address, Name or Sex Designation
    • Non-Governmental Access to DMV Records
    • Governmental Access to DMV Records
    • Resources for Family of Deceased
    • Emergency Contact Information
    • Vital Records at DMV
    • Prospective Purchaser Inquiry (PPI)
    • Release of DMV Information
    • Freedom of Information Act (FOIA) Rights and Responsibilities
    • Register to Vote

    Driving & Vehicle Records

    Purchase a copy of your driver or vehicle record online.
    View Records
  • Safety

    • Crash Data
    • Grants Management
    • Safety Programs
    • Safety Resources

    Points Balance

    Check your points balance to see where your record stands.
    Check Balance
Reserve Your Spot

Breadcrumb

  1. Home
  2. Businesses
  3. Insurance Services

Financial Responsibility Certifications

Skip to main content
  • Insurance Services
    • Insurance Verification - Introduction
    • Insurance Verification - General Information
    • Insurance Monitoring Methods
    • Electronic Acknowledgement of Insurance
    • Uninsured Vehicle Penalty
    • Financial Responsibility Requirements
    • Financial Responsibility Certifications
    • Insurance Industry Services - Forms
    • Automobile Liability Insurance Company Reporting Requirements
    • Listing of Applicable Laws
    • Motor Carrier Insurance Filing System
    • Uninsured Motor Vehicle Fee

SR-22/SR26 Financial Responsibility Certification

SR-22 certification is required for the following convictions:

  • Unsatisfied judgements
  • Uninsured motor vehicle suspension
  • Failure to provide proof of insurance associated with insurance monitoring
  • Falsifying insurance certification
  • Driver license suspension as a result of a conviction for:
    • Voluntary or involuntary manslaughter resulting from the operation of a motor vehicle.
    • Perjury, making a false affidavit to DMV regarding the registration of motor vehicles, or making a false statement on any driver's license application.
    • Any crime punishable as a felony under the motor vehicle law or any felony in the commission of which a motor vehicle is used.
    • Failure of a driver of a motor vehicle, involved in an accident resulting in death or injury to another person, to stop and disclose his identity at the scene of the accident.
    • Operating or permitting the operation, for a second time, of a passenger automobile for transportation of passengers for rent or for hire, without a license.

SR-22 liability insurance coverage limits are set forth in the Code of Virginia § 46.2-472.

FR-44/FR-46 Financial Responsibility Certification

FR-44 certification is required for the following convictions:

  • Maiming while under the influence
  • Driving while under the influence of intoxicants or drugs
  • Driving while the driver's license has been forfeited for a conviction, or finding of not innocent in the case of a juvenile
  • Violation of the provisions of any federal law or law of any other state or any valid local ordinance similar to the above

FR-44 liability insurance coverage limits are double the SR-22 insurance coverage limits set forth in the Code of Virginia § 46.2-472.

The FR-44 double minimum coverage requirements apply to customers convicted of the above violations on or after January 1, 2008, as well as customers previously convicted of these violations who are required to file an SR-22 certification after December 31, 2008. If you reside outside Virginia, you may submit a letter on your insurance provider's letterhead stating the double minimum coverage amounts.

DMV placed a driver's license STOP on the record of anyone who did not comply with this requirement by filing an FR-44 certification prior to January 1st, 2009. The STOP prevents customers from performing any driver transactions (such as renewing a driver's license), but does not affect the customer's ability to register vehicles.

Electronic Filing

Electronic filing of financial responsibility certifications with DMV means faster and more efficient service for you and immediate and accurate service for your customers. Use the Internet to place your customer's financial responsibility certifications directly on their DMV record. By filing electronically, you enjoy the benefits of eliminating the paperwork and filing.

If you would like to sign up for this service, please refer to Application for Extranet Transaction Access.

About Us

Through our mission purpose, the DMV aims to be Virginia's most trusted service provider.

  • About DMV
  • Careers
  • Procurement

Resources

  • Online Services
  • How Do I?
  • Forms
  • News
  • Policies & Regulations
  • Fee Chart
  • ¿Habla Español?

Contact

  • Locations
  • Contact Us
  • Media

Stay Connected

  • Facebook
  • Instagram
  • LinkedIn
  • Twitter
  • Youtube
Virginia Department of Motor Vehicles (Superior Service | Secure Credentials | Saving Lives)

©2023 Virginia Department of Motor Vehicles. All Rights Reserved. Privacy Policy.

Back to top