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Insurance Verification - Introduction

To protect the interests of all Virginia motorists, the Virginia Department of Motor Vehicles (DMV), in partnership with the insurance industry, administers an Insurance Verification Program to electronically verify the automobile liability insurance on millions of Virginia registered vehicles. This insurance industry resource center provides useful information for the Insurance Industry.

The goals of the Insurance Verification Program are to:

  • encourage owners of registered motor vehicles to obtain and maintain automobile liability insurance;
  • identify uninsured motor vehicles prior to accident involvement;
  • reduce paperwork associated with insurance verification process which helps the insurance industry, DMV, and the citizen; and
  • lessen government intrusiveness into the lives of citizens by sending notices only to vehicle owners suspected of being uninsured.

The Electronic Motor Vehicle Insurance Program, combined with DMV's three other highly successful insurance monitoring methods (the Suspected Uninsured Accident Report, the Law Enforcement Notification and the Citizen Information/Police Accident Report), constitute a highly effective insurance verification program, one in which the citizens of Virginia can be proud.